pdf icon

OTCPK: YRKB

$ 13.66

Change: $ 0.00 0.00%
Volume: 0

Financial Highlights Report

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Balance Sheet ($000)
Total Assets 622,446 542,394 482,918 441,289 396,716
Total Net Loans 500,779 429,887 391,800 358,867 320,620
Total Deposits 543,388 459,343 395,179 363,089 322,317
Equity Attributable to Parent Company 61,595 56,942 50,080 45,319 32,223
Total Equity 61,595 56,942 50,080 45,319 32,223
Profitability (%)
Net Income($000) 3,294 5,217 4,728 3,394 2,900
Net Income Attributable to Parent($000) 3,294 5,217 4,728 3,394 2,900
ROAA 1.14 1.02 1.03 0.81 0.77
Core ROAA 1.09 1.02 1.05 0.84 0.76
ROAE 11.09 9.69 10.01 9.01 9.23
ROATCE 11.12 9.69 10.01 9.01 9.23
Core ROAE 10.61 9.70 10.18 9.37 9.08
Net Interest Margin 3.42 3.54 3.54 3.49 3.31
Reported: Net Interest Margin 3.42 3.54 3.54 3.49 3.31
Efficiency Ratio 62.41 71.37 70.23 70.88 71.17
Noninterest Inc/ Operating Rev 36.90 26.89 26.23 28.77 33.23
Balance Sheet Ratios (%)
Loans/ Deposits 86.93 89.13 95.89 95.99 94.71
Securities/ Assets 12.92 14.87 12.50 13.03 13.33
Total Equity/ Total Assets 9.90 10.50 10.37 10.27 8.12
Tangible Equity/ Tangible Assets 9.90 10.50 10.37 10.27 8.12
Tang Common Equity/ Tang Assets 9.90 10.50 10.37 10.27 8.12
Asset Quality (%)
NPAs/ Assets 0.37 0.51 0.80 0.78 1.04
NPA Excl Restructured/ Assets 0.17 0.22 0.41 0.64 0.81
NPAs & 90+ PD/ Assets 0.40 0.51 0.80 0.78 1.04
NPAs/ Loans & REO 0.46 0.64 0.97 0.95 1.27
Nonaccrual & 90+ & OREO/ Assets 0.19 0.22 0.41 0.64 0.81
NPAs & 90+ PD/ Loans & REO 0.49 0.64 0.97 0.95 1.27
NPA & Loans 90+/ Tangible Common Equity + LLR 3.78 4.55 7.14 7.02 11.66
NCOs/ Avg Loans 0.52 0.04 0.01 0.01 0.09
Loan Loss Reserves/ Gross Loans 0.86 0.90 0.94 0.98 0.96
Reserves/ NPAs 185.97 140.44 97.19 103.47 75.46
Loan Loss Provision/ NCO 136.27 201.34 611.11 NM 370.90
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 59,507 56,058 50,570 45,543 32,521
Tier 1 Capital($000) 59,507 56,058 50,570 45,543 32,521
Tier 2 Capital($000) 4,332 8,896 8,745 8,561 8,118
Total Capital($000) 63,839 64,954 59,315 54,104 40,639
Total Risk-weighted Assets($000) 425,239 416,562 382,480 350,889 314,563
Tier 1 Common Capital (CET1) Ratio(%) 13.99 13.46 13.22 12.98 10.34
Tier 1 Ratio(%) 13.99 13.46 13.22 12.98 10.34
Total Capital Ratio(%) 15.01 15.59 15.51 15.42 12.92
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 9.90 10.44 10.66 10.38 8.21
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 3,228,249 3,113,881 3,102,988 3,087,702 2,407,095
Basic Book Value per Share 19.08 18.29 16.14 14.68 13.39
Book Value per Share, As Reported 19.08 18 16.30 14.75 13.51
Basic Tangible Book Value per Share 19.08 18.29 16.14 14.68 13.39
Tangible Book Value per Share, As Reported 19.08 18 16.30 14.75 13.51
Common Dividends Declared per Share 0 0 0 0 0
EPS after Extra 1.05 1.66 1.52 1.30 1.21
EPS after Extra Growth(%) 26.50 9.30 16.80 7.50 46.20
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

You are about to leave the York Traditions Bank website

The website you have selected is an external website located on another server. York Traditions Bank has no responsibility for any external websites. It neither endorses the information, content, presentation, or accuracy, nor makes any warranty, express or implied, regarding an external site.